Terms of Use

The following terms of service (“Terms of Service” or “Agreement”) apply to this website and all of the applications which you are permitted to access via this website.

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE, INCLUDING THE APPLICATIONS WHICH YOU CAN ACCESS VIA THIS WEBSITE (collectively this website and the underlying applications which you can access via this website shall be referred to as "Website"). This Agreement is an electronic contract that sets out the legally binding terms of your use of the Website. By accessing and/or using the Website, you accept this Agreement and agree to the terms, conditions and notices contained or referenced herein. If you do not agree to these terms of use, please do not use the Website. SEI Global Services, Inc. together with its wholly-owned direct and indirect subsidiaries (collectively, “SEI”) reserves the right, at our discretion, to change, modify, add or remove portions of these terms at any time. Please check these terms periodically for changes.

SEI retains the right to discontinue, suspend, or restrict use and availability of the Website in whole or in part at any time, and without prior notice or liability to you. SEI also reserves the right to terminate your access to the Website in our sole discretion, including without limitation, for overuse or abuse of the Website. SEI further reserves the right to monitor use of the Website without further approval from you.

Term

This Agreement will remain in full force and effect while you use the Website. All terms that by their nature may survive termination of this Agreement shall be deemed to survive such termination.

Use of the Website

You agree to use the Website for the limited purposes permitted by the terms of the services agreement that you entered into with SEI.  Illegal and/or unauthorized uses of the Website include, but are not limited to:

• using the Website for any purpose, at any location or in any manner not specifically authorized by these terms without SEI’s prior written consent;
• browsing or downloading illegal content, collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email
• creating or recreating the source code for the Website, or re-engineering, reverse engineering, modifying, updating, transferring to a third party, or otherwise exploiting any reports, data, content or other information appearing on the Website decompile or disassemble the Website;
• modifying, adapting, translating or creating derivative works based upon the Website, or combining or merging any part of the Website with or into any software or other website;
• removing, erasing or tampering with any copyright or other proprietary notice printed or stamped on, affixed to, or encoded or recorded in the Website, or failing to preserve all copyright and other proprietary notices in any copy of the Website made by you;
• selling, marketing, licensing, sublicensing, distributing or otherwise granting, any right to use the Website;
• using the Website to conduct any type of application services, service bureau or time-sharing operation or to provide remote processing, network processing, network telecommunications or similar services, whether on a fee basis or otherwise;
• breaching, avoiding, bypassing, removing, deactivating or otherwise circumventing any software or website protection mechanisms in the Website, including any mechanism used to restrict or control the functionality of the Website, or enable features or functionalities that are otherwise disabled or you are not permitted to access;
• performing or attempting to perform any actions that would interfere with the proper working of the Website;
• using the Website in or for any manner or purpose that infringes, misappropriates, or otherwise violates any right of any third party or that violates any applicable law;
• using the Website in any manner which might damage, disable, or overburden the Website, any SEl server or any network connected to an SEl server or the Website; or
• hosting unlawful, obscene, offensive or fraudulent content or activity, such as advocating or causing harm, interfering with or violating the integrity or security of a network or system, evading filters, sending unsolicited, abusive or deceptive messages, viruses or harmful code, or violating third party rights. 

Illegal and/or unauthorized use of the Websites may be investigated, and appropriate legal action may be taken, including without limitation, civil, criminal, and injunctive redress.

Account Security

You are responsible for maintaining the confidentiality of the username and password that you designate during the registration process, and you are fully responsible for all activities that occur under your username and password (“Account”). You agree to (a) immediately notify SEI of any unauthorized use of your username or password or any other breach of security, and (b) ensure that you log out of your account at the end of each session. SEI will not be liable for any loss or damage arising from your failure to comply with this provision. You should use particular caution when accessing your Account from a public or shared computer so that others are not able to view or record your password or other personal information. If you share your computer with others, you may wish to consider disabling your auto-login feature if you have it linked to your Account.

Timeliness of Content

All content available on the Website is presented only as of the date indicated, and may be superseded by market events, other events affecting your account outside the control or knowledge of SEl, or other reasons.

No Warranty

SEI created this Website for the use, benefit, and convenience of our Internet visitors. The information (including text, graphics, and functionality) is presented 'As Is' and 'As Available' without express or implied warranties including, but not limited to, implied warranties of non-infringement, title, merchantability, and/or fitness for a particular purpose. SEI expressly disclaims any liability for errors and omissions regarding the information and materials contained in the Website. Due to the nature of the Internet, SEI cannot guarantee the confidentiality, accuracy or completeness of the information contained in this Website, information provided via this Website, or its suitability for any purpose. Further, although SEI makes reasonable efforts to avoid technological problems, SEI is not responsible for any technological problem with the Website or with anyone's use of the Website, and will not be liable for any impact these problems may have on users.

No Duty

SEl may change or discontinue any portion, feature or content of the Website at any time with or without notice. Facts, views and opinions represented on the Website, whether from SEl or third parties or organizations deemed to be of interest are not to be construed as investment advice or tax advice. SEl does not act as a fiduciary on your behalf; its functions are limited to those of an agency. SEl exercises no discretion, control or authority on behalf of your account.

Third Party Content

Some of the data, content and information provided on the Website is provided via third parties not affiliated with any SEI entity. While SEI makes attempts to provide accurate and timely third party content from reliable, verified sources, SEI cannot guarantee the end source of third party data, content or information and is not responsible for the accuracy, timeliness, completeness or suitability for use of any such third party content.   Accordingly, you shall use any third party content appearing on the Website at your own discretion and at your own risk, and you hereby agree that SEI is not responsible for the acts or consequences from action based on any third party data received via the Website, whether or not accurate, complete or timely.

Ownership Rights to Content

SEI retains all proprietary rights in the Website. The Website contains the copyrighted material, trademarks, and other proprietary information of SEI, and its licensors. Except where we have given you express written permission, you may not copy, modify, publish, transmit, distribute, perform, display, or sell any such proprietary information. All content on SEI is proprietary. Except where otherwise specified in this Agreement, all content is copyrighted material of SEI and for SEI internal use only. Distribution of content to others is strictly prohibited. You agree that SEI would be irreparably harmed by any violation or threatened violation of this section and that, therefore, SEI shall be entitled to an injunction prohibiting you from any violation or threatened violation of this section, without posting bond, in addition to any other right or remedy it may have.

SEI may provide links to third party websites, and some of the content appearing on the Website may be supplied by third parties. SEI has no responsibility for these third party websites nor for their content, which is subject to and governed by the Terms of Service and/or privacy policies, if any, of the applicable third party content providers.

You retain all licenses and ownership rights in and to the data you upload to the Website (“Your Data”). However, with respect to Your Data, you grant to SEI a worldwide, royalty-free and non-exclusive license.

Any content other than Your Data is the property of the relevant uploader, and is or may be subject to copyright, trademark rights or other intellectual property or proprietary rights. Such content may not be downloaded, reproduced, distributed, transmitted, re-uploaded, republished, displayed, sold, licensed, made available or otherwise communicated to the public or exploited for any purposes except via the features of the Website from time to time and within the parameters set by the uploader on the Website or with the express written consent of the uploader. Where you repost another user's content, or include another user's content in a set, you acquire no ownership rights whatsoever in that content. Subject to the rights expressly granted in this section, all rights in content are reserved to the relevant uploader.

Viruses

Because of the marked increase in the fabrication and proliferation of computer viruses affecting the Internet, SEI hereby warns you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. SEI is not responsible or liable for any damage or loss caused by such hazards.

Linked Websites / Frames / Use

This Website may provide links to other websites for your convenience in locating related information and services. SEI does not maintain any of these other websites and has no control over the organizations that maintain these websites or the information, products, or services these organizations provide. Although SEI believes that the information from these organizations is reliable, we cannot guarantee their accuracy, completeness or suitability for any purpose. Accordingly, SEI expressly disclaims any responsibility for the content of these other websites, the accuracy of the information on these websites and/or the quality of products or services provided by the organizations that maintain them. SEI does not recommend or endorse these organizations or their products or services in any way and access to them is at the user's own risk. You are prohibited from framing any of the materials on this Website, and/or from suggesting any affiliation or endorsement between us, without our prior written authorization. You may print copies of the material contained in this Website solely for your internal use in connection with the services provided to you by SEI and solely in accordance with these terms and conditions. You are expressly prohibited from selling; distributing; copying, amending; modifying; or similar action regarding the material in this Website including: graphics; text; content; logos or the like. Further, you are prohibited and will be responsible for any and all of your unlawful use of this Website.

Use of Watermarked Images

Conditioned on your compliance with these Terms and Conditions of Use, SEI grants you a limited license to download watermarked images solely for your own personal use and not for dissemination to any third party. You may not use a watermarked image for any reason resulting in distribution to the public or in any online or other electronic distribution system. You may not modify, alter, or remove any visible or electronic watermark, or disassemble, reverse engineer, or decompile any image. Except for this limited, use, SEl grants you no other rights, and you may not distribute, sublicense or make available for use or distribution any watermarked image.

Online Fraud Advisory

SEI will never send emails that require individuals who access the Website (hereinafter, “Users”) to send personal information to us via email, website link or pop-up windows. Any unsolicited request for information you receive through emails, Web sites, or pop-up windows should be considered fraudulent.

Online fraud occurs when someone poses as a legitimate company to obtain sensitive personal data and then illegally conducts transactions on your existing accounts. Often called "phishing" or "spoofing," the most pervasive methods of online fraud are emails, counterfeit Web sites and pop-up windows, or any combination of these.

Fraudulent emails often:

• Appear to be from a legitimate, trusted source. You should not rely on the name or address in the "From" field, as this can be easily altered.
• Ask you for personal information. These emails often claim that your information has been compromised or frozen, or ask you to confirm your identity.
• Link to counterfeit Web sites. These sites may appear legitimate, but actually collect personal information for illegal use. They may also include a link to the real website in an attempt to make the link seem legitimate.
• Contain fraudulent phone numbers. These telephone numbers are usually tied directly to the fraud perpetrators. Never call a number featured on an email you suspect is fraudulent, and be sure to double-check any numbers you do call. In addition, a legitimate number may be included in an attempt to authenticate the email.

To help protect yourself from these fraudulent emails and Web sites:

• Never provide sensitive account or personal information in response to an email.
• Delete suspicious emails without opening them. If you do open a suspicious email, do not open any attachments or click on any links it may contain.
• Bookmark any sites that house personal account information and use those bookmarks to navigate directly to those sites.
• Install and regularly update virus protection software.
• Keep your computer operating system and Web browser current.

Limitation of Liability and Indemnification

UNDER NO CIRCUMSTANCES INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL SEI BE LIABLE FOR ANY DIRECT OR INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE OR ACCESS THE WEBSITE, EVEN IF SEI OR OUR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT OR OTHERWISE) EXCEED THE TOTAL AMOUNT PAID BY YOU, IF ANY FOR ACCESSING THE WEBSITE. YOU FURTHER AGREE TO INDEMNIFY AND HOLD SEI AND ITS AGENTS AND EMPLOYEES HARMLESS FROM ANY AND ALL ACTIONS, CLAIMS, COSTS, DEMANDS OR EXPENSES ARISING OUT OF THE USE OF, OR THE INABILITY TO USE OR ACCESS THE WEBSITE. IN JURISDICTIONS THAT DO NOT PERMIT THE LIMITATIONS OF LIABILITY OR INDEMNIFICATION PROVISIONS SET FORTH HEREIN, SET'S LAIBILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.

Privacy

This Privacy Policy summarizes your privacy rights regarding our collection and use of your personal information.

Governing Law

These terms and conditions of use and this Website, except otherwise agreed, shall be governed by the laws of the Commonwealth of Pennsylvania in all respects. By agreeing to these terms and conditions of use, you hereby consent to the exclusive jurisdiction of the courts located within the Commonwealth of Pennsylvania. You must destroy all materials or copies of materials obtained from this Website upon termination.

Age and Responsibility

You represent that you are of sufficient legal age to use this Website and to create binding legal obligations for any liability you may incur as a result of the use of this Website. You agree that you are financially responsible for all uses of this Website by you and those using your login information, including any data aggregation service providers that you have authorized to access your data.

E-Mail Communications

E-mail is an important communication channel for website users. We will use your e-mail address and the content of any e-mail for correspondence purposes and to meet our legal and regulatory requirements regarding User communications. Internet and e-mail communications are not confidential and are not secure. On occasion, we may use your e-mail address to send you communications with information about service and product information that we believe may be of interest to you.

Availability Outside of the United States

If you access the Website from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. If you access the Website from outside of the United States, you acknowledge that any personal information you provide will be processed in the United States and other geographies as selected by us in our sole discretion, and you hereby consent to the collection and processing of your personal information in a manner consistent with this Agreement and the Privacy Policy.

Feedback

While we appreciate hearing from our Users, to avoid any misunderstandings, please understand that anything that you send to us, including ideas, suggestions, proposals, etc., will become our property without any right of compensation and you hereby waiver any claim therefore.

Cookies

As an additional security measure to protect your privacy, we use 'cookies,' or system generated codes, to increase processing efficiency for the Website. We do not use cookies to store or transmit any personal information about you on the Internet. The sole purpose of the cookie is to increase processing efficiency when you use the site.

Amendments

The Terms of Service may be amended from time to time with or without notice to you. Modifications become effective immediately upon being posted. Accordingly, please continue to review the Terms of Service whenever accessing, linking to, or using the Website. Your access, link to, or use of the Website, or any service on the Website, after the posting of modifications to the Terms of Service constitutes your acceptance of the Terms of Service, as modified. If, at any time, you do not accept the Terms of Service, you may not access, link to, or use the Website.